Residential Property Finance allows for the purchase and refinance of residential property for owner occupied and investment purposes. We offer a wide range of home loans for residential property available from a host of different lenders.
Winlease will help you select the loan for your new purchase, or to refinance an existing loan and lower your monthly repayments.
- Standard Variable Rate: Offers you flexibility and features, including the option to split your loan, the ability to make additional repayments, and the option to redraw the additional funds for any purpose.
- Discount Variable Rate: Loans offer a lower interest rate, but fewer features. You usually have the option to pay for additional flexibility and features when you need them.
- Fixed Rate Loans: Protects you against interest rate changes for a specified time.
- Combination or Split Rate Loans: Combine the flexibility of a variable rate and the certainty of a fixed rate, so you benefit when rates drop, and are protected when they increase.
- All in One – allows you to deposit your income and extra savings into your loan account and withdraw available funds for whatever purpose
- Low Doc /Non-Conforming Loans: Designed especially to help borrowers who do not meet ‘standard’ lending criteria, including those who have an impaired credit history.
- Home Equity Loans: Allow you to use the equity in your existing property for other opportunities such as renovating your home, investing in shares or managed funds, or financing an investment property.
- Line of Credit Loans: Interest only facilities that allow you to borrow against the equity in your home with the flexibility of a transaction account.
