As an asset finance broker, we believe in creating bespoke flexible funding solutions for your business and budget, which may be on or off-balance sheet.
Whether you’re starting out, an SME or an established operation, we can provide solution to your finance for a wide range of business equipment including but not limited to:
- Passenger vehicles
- Commercial vehicles
- Earth-moving and construction equipment
- Manufacturing, industrial plant and machinery
- Printing presses and graphic technology
- Surveillance security and engineering high tech solutions
- Medical equipment
- Mining vehicles and equipment
- IT hardware
- Aircraft, helicopters and associated equipment such as engines
- Portable sawmills and log splitters
- Energy and Irrigation equipment
- Fit-out
Solutions that we can provide
- Own the asset, pay over time:obtain essential equipment without paying upfront
- Preserve your capital and cash flow:optimise your cash flow
- Tailor your terms:match your payment term to your needs, and your fixed repayments to your cash flow
- Choose balloon: determine the balloon value percentage in conjunction with the Financier to your cash flow
- Term: choose from min 12 months to 72 months based on the type of the equipment and the Financier Policy
- Lower your tax bill:enjoy tax-deductible interest and depreciation if the equipment is used for business needs
- GST: is not payable on the payments or the balloon value
- Pay for the asset and take the ownership at the end of term:choose essential equipment without paying upfront
- Preserve your capital and cash flow: optimise your cash flow
- Tailor your terms:match your payment term to your needs, and your fixed repayments to your cash flow and asset depreciation
- Choose balloon: determine the balloon value percentage in conjunction with the Financier to your cash flow
- Term: choose from min 12 months to 72 months based on the type of the equipment to be financed and the Financier Policy
- Lower your tax bill:enjoy tax-deductible interest and depreciation if the equipment is used for business needs
- GST: is payable on interest upfront and may be financed during the term subject to the approval. GST is not payable on the payments or on the balloon value
- Pay for the asset and make an offer to purchase the equipment at the residual value at the end of term:choose essential equipment without paying upfront. Generally used based on accountant’s advise
- Preserve your capital and cash flow:optimise your cash flow
- Tailor your terms:match your payment term to your needs, and your fixed repayments to your cash flow and asset depreciation
- Residual Value: determined by Australian Taxation Office based on the effective /useful life of asset
- Term: min 12 months and maximum term is determined by the Financier based on the type of equipment. Can be structured quarterly, semi-annually to match your seasonality and irregularity in your business.
- Lower your tax bill:you may be able to claim payments and stamp duty (if applicable in your state) as tax deduction if the equipment is used for business purposes.
GST: is payable on each payment and any residual value
- Pay for high depreciating and /or high obsolescence equipment (IT, security and office equipment):choose essential equipment without paying upfront. You make fixed rental payments. You are required to return the equipment to the Financier. Subject to the Financier, you may continue with renting or place an offer to purchase the equipment
- Preserve your capital and cash flow:and optimise your cash flow
- Tailor your terms: repayments are fixed and calculated by the Financier
- Residual Value: Not applicable
- Term: min 12 months and maximum term is determined by the Financier based on the type of equipment
- Lower your tax bill:you may be able to claim payments and stamp duty (if applicable in your state) as a tax deduction if the equipment is used for business purposes.
- GST: is payable on each rental payment. At the end of the term if you make an offer to purchase the equipment and it is accepted, GST is payable on the purchase price